Which UPI app provides a better experience for smartphones in 2021?

Which UPI app provides a better experience for smartphones in 2021?

Now that India is going digital, Unified Payment Interface or UPI is playing a vital role at present. UPI apps help in making cashless transactions, which means even if you left your wallet at home, you can still indulge in a great shopping experience. All that you need is your smartphone with an active internet connection and a UPI app installed in it. Now the only problem which leaves many users confused is choosing the app that is the right one for them. Let us check out some of the most used UPI apps, and you can accordingly choose the one that suits your needs.

    • Google Pay: Earlier called Tez, Google Pay is one of the top UPI apps in India at present. The app is very user-friendly and you can send money to your family or friends in just a few steps. You can also make payments for groceries and other items that you have bought, online or offline. It does not have a wallet; therefore, the payments that fail to get processed, come back to your account.
    • PhonePe: Another UPI app that has become a favorite of many users in India is PhonePe. This app is not limited just to UPI payments but also helpful for recharging mobile numbers, clear credit card bills, health insurance, shopping online, and many more. You may come across many banner ads while using the app but these may be helpful to you and do not spoil the usage experience of the app altogether.
    • Paytm: In a very less time, Paytm has made its presence in the market of India and is currently one of the most sought after UPI apps in the country. Apart from UPI payments, you can do many things through Paytm, such as recharging phone numbers, payment of bills, and even ticket booking. It also has a mobile wallet. Therefore, in case your payment gets failed, the money will be refunded to your wallet, which you can later use for paying bills or recharging, or even shopping.
    • Amazon Pay: One of the best features of Amazon Pay is that you do not have to install a different app for it. You can use the Amazon app even for UPI payments. You can send as well as receive payments through this app, and also use it for mobile recharge, bill payments, gift cards, insurance, etc. Another benefit that you get while using this app is the cashback and discount that you get on recharge or bill payment.
    • Airtel Thanks App: Airtel Thanks App is also one of the best UPI payment apps that has been widely accepted by users in India. You can make instant money transfer and clear your bills at various shops by scanning the QR code. You can also carry out phone and DTH recharges and make payments of postpaid and broadband bills, and many other utility bills. Using Airtel Thanks App is very secure and you can rest assured that your money is safe. Apart from all of these, the app is also very user-friendly and you would need just a few minutes to be accustomed to it. There are also advanced safety features installed such as two-step authentication through Airtel mobile number which provide added protection.

Many other UPI apps in India are favored by various customers. For ease of use, the Airtel customers can use the Airtel Thanks App that they may already be using for managing their Airtel services.

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