These are some of the best loan apps that will sanction your loan instantly. All you have to do is download their app from Google Play Store if you are an android user or Apple store if you are an iOS user

Top 5 Loan Apps that Sanction Personal Loans Easily

The digital age has given too much power in the hands of humans. With just a phone in your hands, a click here and there you cannot get everything instantly. From groceries to furniture, electronics, and now even financial services everything is available through apps.      Personal loan apps are also a blessing of the digital age, which provides individuals access to quick funds with minimum documentation and easy approval. The increasing demand has caused tough competition in the financial market, with many new lenders coming up each day. You must choose the right lender offering the best features.


Features of Instant Loan Apps:

Instant loan apps have become very common among students, salaried as well as self-employed individuals. It not only offers instant funds but also makes repayment easy. Some of the best features of instant loan apps are:

  1. Short loans with a duration from 62 days to 1 year.
  2. The loan amount varies from Rs. 9,000 to Rs. 3,00,000.
  3. Apply for a loan anywhere, everywhere at any time.
  4. The application gets approval on the same day.

With these above features, let us now look at some of the best loan apps that you can opt for.

List of Top 5 Loan Apps:


1. Fullerton India InstaLoan App:

Years of experience have made Fullerton India personal loan app among one of the top-rated apps. It offers loans up to Rs 25 lakhs at a flexible interest rate. Applicants can also enjoy the easy application, quick disbursal, and minimal documentation process.


  1. Market-Driven interest rate
  2. Offers eligibility check tool and Emi calculation tool.
  3. Special benefits to existing customers.


2. MoneyTap Loan App:

A popular loan app for the instant loan facility, MoneyTap follows a completely paperless process, with no hefty procedures. It provides a loan in the range from Rs.3000 to Rs. 5 lakhs. Through the online loan app, you can get a loan sanctioned in less than 5 minutes.


  1. The loan is collateral-free.
  2. The variable market-driven interest rate for the borrowed loan amount.
  3. Enjoy a 0% interest rate on EMI for shopping on Amazon.


3. Credy Loan App:

One of the best apps for instant loans, Credit offers loan approval within minutes, making the loan process simple and easy. The loan amount gets transferred into the account of the applicant within 48 hours.


  1. Loans approval up to Rs. 1 lakh.
  2. Offers referral bonuses.
  3. No hidden charges.
  4. Flexible interest rates.


4. EarlySalary Loan App:

For all individuals with a salary of over Rs 18,000, now you can get a loan up to Rs 2 Lakhs through Early Salary. Mainly targeted towards individuals who do not have a credit history, EarlySalalry offers instant loans within 10 mins. Once the documentation is complete, you can enjoy an advance salary at a reasonable interest rate. 

Applicants can also enjoy EMI at 0% interest by using EarlySalary on Amazon, Flipkart, or Bigbasket.



  1. Easy online documentation.
  2. Advance salary at just Rs. 9 per day.
  3. Quick loan approval


5. mpokket Loan App:

Mainly targeted towards college students or newly employed individuals, mpokket offers loan starting from just Rs 500. Without any collateral or security, easy borrowing options are available for students to manage their credit.

Get your application approved within 24 hours and the amount will be credited to wither your bank account or Paytm. The repayment option also is flexible, allowing for an easy loan.


These are some of the best loan apps that will sanction your loan instantly. All you have to do is download their app from Google Play Store if you are an android user or Apple store if you are an iOS user. Fill the application form, upload the documents, and in no time, you will receive the loan amount in your account.



Gone are the days when you had to look up to your friends or family members for some extra cash. You can now fund your business, plan a vacation, complete your education or buy your favorite gadget with just your smartphone by applying for a loan through instant loan apps. Make sure to check the terms and conditions being offered by the lender before applying.

Happy Borrowing.

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